Uninsured & Underinsured Motorist Accidents

Dallas/Fort Worth Car Accident Attorney

Dallas/Fort Worth car accident lawyer Bill Berenson has over 36 years of experience in personal injury law. Mr. Berenson has been Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization for over 20 years and has represented numerous victims of car accidents, including those involving uninsured and underinsured drivers. He has settled or tried in court countless collision cases of all types with insurance companies and will fight tirelessly for your rights.

Insurance companies are not usually willing to offer the fullest and fairest amount to accident victims in uninsured or underinsured motorist cases unless an experienced attorney makes the case. Retain the services of a Fort Worth uninsured motorist accident lawyer at the Berenson Law Offices and you will be well represented.

Auto Insurance Requirements in Texas

Texas requires that all drivers carry vehicle liability insurance. Unfortunately the State of Texas estimates that about 20 per cent of drivers are uninsured. This is despite the fact that driving without the required minimum amount of insurance can result in significant fines and eventually the suspension or revocation of a driver’s license. In Texas, the required amount of auto insurance is

  • $30,000 per injured person ($60,000 minimum total limit); and
  • $25,000 for property damage.

All serious accidents will leave you with medical bills well in excess of these figures.

What if an Underinsured or Uninsured Motorist Causes an Accident?

If an uninsured motorist causes an accident, then your insurance will kick in and cover the property damage and personal injury amounts up to the limits of your policy.

If a motorist is underinsured, that is your damages for your medical bills, lost wages, pain and suffering, and other categories that the law allows exceed the at fault driver’s coverage, then his liability insurance will be responsible for the amount of the damages and additional damages will be paid by your insurance, up to the limits of your policy. An uninsured motorist accident lawyer in Fort Worth can guide you through this process.

Under these circumstances, your insurance is used to compensate you for another driver’s mistake. In these cases, it becomes critically important to get every dime possible from both the uninsured or underinsured motorist’s insurance company, as well as your own. If the combined amounts do not cover the costs of the accident, then it can lead to a situation where medical bills go uncompensated, even if you are an innocent victim of another’s negligent driving.

Have You Been Injured in an Auto Accident?

If you have been injured in an auto accident in the Metroplex area, you need to understand both what your insurance limits are as well as the at-fault driver’s limits. You do not want to be in a position where, even though the accident was not your fault, your injuries are not properly compensated. To make sure that you get the most from the insurance companies, hire an experienced Fort Worth uninsured motorist accident attorney to help convince the insurance companies that your claim is worth compensation.

At the Berenson Law Offices, we have over 36 years of experience negotiating with insurance companies and recovering for our clients. Dallas/Forth Worth personal injury attorney Bill Berenson is a veteran personal injury lawyer who has been Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization for 20 years. Mr. Berenson and his staff have the experience necessary to help you with your auto accident claim. To set up your free consultation with an uninsured motorist accident attorney in Fort Worth, contact us online or call us at 817-855-0000 locally or 1-888-801-8585 toll-free today.