When you start a claim with the insurance company, they will assign a highly trained adjuster to work on your case. Their job is to “delay, deny, and defend” the claim.
That means they will create roadblocks, claim they need more time to investigate, demand a recorded statement from you that can be used against you in court, require you to undergo a medical exam with their doctor, demand your past medical records, and then, months later, make you a small “take it or leave it” offer of settlement.
What happens when that settlement doesn’t even cover medical bills or lost wages? What if injuries worsen or full recovery isn’t possible?
You should have an experienced lawyer by your side from day one before even speaking with the insurance company. They have entire law firms working for them from the beginning who can’t wait to cross-examine you in court.