Auto insurance companies are businesses whose primary purpose is to make a profit. A profitable insurance model involves taking in more premiums than the company pays out in claims. Otherwise the company will lose money and ultimately fail. Unfortunately an insurer may act in bad faith to minimize its costs and maximize its profits at the stake of its policyholder or claimants.
Attorney Bill Berenson has dedicated his almost 40-year long career representing auto accident victims. He remains committed to keeping the insurance companies in check. He demands that insurers treat policyholders and claimants with fairness. If the insurer acted in bad faith, his law firm holds it financially accountable.
You dutifully paid your automobile insurance premiums each month. Now your insurance company is refusing to abide by its end of the agreement. This is a common bad faith scenario.
Bad faith refers to an insurer’s conduct that results in unfair treatment of the policyholder. It may involve a variety of unacceptable and unlawful actions such as
You were not paid as fast or as much as you had hoped. The investigation of a complicated accident case seems to be dragging on. Conversely, the insurance company offered you an exceedingly low settlement immediately.
These situations are red flags of bad faith. However a negative result without more may not be bad faith. Instead, you must prove that the insurer intentionally engaged in the conduct to reach those results.
Berenson Injury Law investigates what happened and collects evidence of the insurer’s wrongful actions. Based upon this evidence, we demand the insurance company follow the law. In some cases, our attorney’s demands are enough to prompt corrective action from the insurer. If appropriate, we may file a bad faith lawsuit against the company.
You have options to hold the insurer accountable for acting in bad faith. First, the Texas Department of Insurance reviews complaints filed against insurance companies. The TDI can compel the company to make a good faith effort to resolve the claim. The licensing agency may also take further action against a company that repeatedly harms consumers.
You may also file a civil lawsuit on both your damages claim and your bad faith claim. Be prepared for the insurer to claim its decisions were made in good faith. To counter this assertion, you should keep a record of the dates, times and content of all correspondences, phone calls, messages, emails and discussions with agents. Maintain a folder of documents associated with your claim filing and the insurer’s responses and actions. This information is helpful when Berenson Injury Law begins an investigation on your case.
If you believe your insurance company is acting in bad faith, schedule a no-risk free case evaluation with our Fort Worth car crash attorney at Berenson Injury Law. We can review your claim and advise you on pursuing a bad faith claim against the company.
Begin with a free case review
Collect all records and evidence regarding your case
The other party will either accept or reject the demand, or provide a counteroffer
If they refuse to pay what you deserve, we’ll go to court
Each party will compile and submit evidence to be used in the trial
Before trial, an informal proceeding will take place to see if both parties can come to an agreement
If a settlement cannot be reached, we will fight for you in trial
While we are proud to call Fort Worth home, we are also more than happy to help injured people living all throughout Texas. Whether it's a car accident on the interstate or a backcountry road, we have years of experience and will fight tirelessly until our clients get what they deserve!